Office hours — Mon–Fri 9–5 Eastern Time
Midtown Manhattan · Est. commercial lines only
Kim's Insurance Agency is an independent agency on West 32nd Street writing general liability, workers’ compensation, and commercial property for New York business owners.
Three lines we write
Coverage
01
Covers third-party bodily injury, property damage, and the legal defense costs that follow — the policy your landlord and your customers will ask to see.
02
Required by New York State for essentially every employer. Pays medical care and lost wages for work-related injury, and shields the business from most injury lawsuits.
03
Protects the building, tenant improvements, stock, and equipment you depend on — and replaces the income you lose while the space is unusable.
Why business owners call us
Commercial coverage turns on details a personal-lines agent rarely handles: class codes, additional insureds, business income periods, and audits.
Industries
Not on the list? Most commercial classes are still worth a call — if we can’t place it well, we will say so rather than waste your time.
Step 1
A short call or the quote form. Operations, revenue, payroll, locations, and any coverage you already carry.
Step 2
We assemble the submission, take it to the carriers that write your class, and compare what comes back on coverage — not only price.
Step 3
We walk you through the quotes side by side, explain the differences in plain language, and bind the one you choose.
Next step
That is usually enough for us to tell you whether your current coverage fits and what the market is likely to do at renewal.
Visit the office
16 W 32nd St. Suite 802, New York, NY 10001
Monday – Friday, 9:00 AM – 5:00 PM
Walk-ins welcome during office hours; an appointment guarantees time with a producer.
